Private mortgage notes · Private capital · Private lending

Private Real Estate Credit.
Owner-Operator
Discipline.

Royal Equity Fund pursues selected private mortgage notes and real estate credit opportunities, applying decades of owner-operator experience to disciplined underwriting and clearly documented terms.

For verified accredited investors

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Map of historical property locations associated with Aaron Valencia and Royal Equity affiliates across California's Central Valley

Historical Royal Equity-affiliated locations · 25+ years of experience

Experience behind the strategyA real portfolio.
A real operating history.Explore the portfolio →

Sunset view from the Royal Equity Fund private offices

Private headquartersModesto, California

Private Mortgage NotesOpportunity-Specific TermsOwner-Operator Experience

What we do

One platform.
Three disciplines.

Real estate decisions informed by local knowledge, direct experience, and careful underwriting.

Private Real Estate Credit

Selected private mortgage notes and residential or commercial real estate debt opportunities, evaluated through a practical real estate credit perspective.

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Ownership & Operations

Acquisition and stewardship of residential, commercial, and multifamily assets across the Central Valley.

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Redevelopment

Repositioning overlooked properties through patient capital, thoughtful design, and a long-term community perspective.

See the Modesto Silos →

Our footprint

Deep roots in California's Central Valley.

This map reflects properties acquired, financed, improved, sold, or retained by Aaron Valencia and Royal Equity-affiliated entities. These properties are not necessarily assets of Royal Equity Fund, LLC.

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Map of historical property locations associated with Aaron Valencia and Royal Equity affiliates in the Central Valley

Historical affiliate locations

Royal Equity Fund's private office and meeting space inside the Modesto Silos

Royal Equity Fund · Private headquarters

Our headquarters

A private setting built for long-term thinking.

Royal Equity Fund's private headquarters and offices are located within the upper levels of the seven-story Modesto Silos, built in 1939 and reimagined by Royal Equity.

The offices reflect the same philosophy behind the portfolio: respect what has lasting value, improve it thoughtfully, and build with a long-term perspective. The public-facing Modesto Silos experience below remains a visible example of that redevelopment approach.

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Experience behind the strategy

A real portfolio.
An experienced perspective.

Before managing private capital, Aaron Valencia and Royal Equity-affiliated entities built more than 25 years of experience acquiring, improving, financing, selling, and retaining real properties. The portfolio shown here represents that historical work—not Fund holdings or stock imagery.

Our work spans private real estate debt, performing portfolios, redevelopment, and long-term property ownership—with disciplined attention to downside risk and the pursuit of durable value.

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Our evolution

From hands-on ownership to private capital.

Royal Equity's investment philosophy was built through more than 25 years of real transactions, changing markets, and direct responsibility for the assets.

More than 25 years ago

The investor

Aaron Valencia began investing in real estate through single-family homes, commercial property, lease options, flips, and value-add opportunities.

Full-time for 20 years

Royal Equity Group

After the 2009 real estate crisis revealed new opportunities to rebuild, Aaron Valencia focused completely on real estate—redeveloping assets and building a personal long-term portfolio.

The next evolution

Royal Equity Fund

Experience as an owner and operator led naturally into private capital and selected real estate credit opportunities for verified accredited investors.

Today and ahead

Private real estate credit

The Fund's growing focus includes residential and commercial real estate debt evaluated through collateral where applicable, documentation, disciplined underwriting, and current-income potential.

For accredited investors

Start a thoughtful conversation.

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